You’re making an investment in your business, so you’ll want to ensure that you fixed assets are insured.  There are a variety of different levels of insurance that you can look at, but if you make a big investment, then you’ll want to ensure that you are covered for all eventualities.

Another thing to take into consideration is the location of your business.  If you have it on a street corner, then you may have a higher ensurance premium than if you have it located of private property.  Depending on your personal circumstances such as having a cart versus a van, you might want to consider having separate liablity cover and vehicle cover.

photo credit: Digiart2001 | jason.kuffer

We live in a world that is very quick to sue, so you must make sure that you’re business interests are protected.  You don’t have to get the most expensive insurance on the market, but you will want to ensure that it covers you in the event that something does happen.